Step 1: Prepare the Chia Pudding (If Using – Start Ahead)

• (Do this at least 2 hours before assembling, or ideally overnight)
• In a small bowl or jar, combine the chia seeds, milk, optional sweetener, and optional vanilla extract.
• Whisk thoroughly for about 30 seconds to break up any clumps. Let it sit for 5 minutes, then whisk again vigorously to ensure seeds are well-distributed and prevent clumping at the bottom.
• Cover the bowl or jar and refrigerate for at least 2 hours, or preferably overnight, until the mixture has thickened into a gel-like pudding consistency. Stir once more before using.

Step 2: Prepare the Creamy Vanilla Yogurt Base

• In a medium mixing bowl, combine the Greek yogurt, sweetener (start with the lower amount), vanilla extract, and optional pinch of salt and/or cinnamon/nutmeg.
• If using cream cheese for extra richness, ensure it’s fully softened and beat it until completely smooth in a separate small bowl before adding it to the yogurt. This prevents lumps.
• Whisk or stir the yogurt mixture until it’s completely smooth, glossy, and well combined. Taste and add more sweetener if desired. Set aside.

Step 3: Prepare the Bananas and Crunch

• Peel and slice the bananas into rounds, about ¼ inch (½ cm) thick. If not assembling immediately, toss gently with a tiny squeeze of lemon juice to minimize browning (use sparingly to avoid altering the flavor).
• If you haven’t already, crush your vanilla wafers (or chosen crunchy element) into coarse crumbs. Keep some slightly larger pieces for texture. Place the crumbs in a small bowl.

Step 4: Assemble the Parfaits

• Choose your serving glasses or jars (2 large or 4 small). The key is layering! Work methodically for clean, distinct layers.
• Layer 1 (Bottom): Start with a layer of the crushed vanilla wafers/granola at the bottom of each glass. About 1-2 tablespoons per glass.
• Layer 2: Spoon a layer of the vanilla yogurt mixture over the crumbs. Use the back of the spoon to spread it gently towards the edges.
• Layer 3 (Optional): If using chia pudding, add a layer now.
• Layer 4: Arrange a single layer of banana slices over the yogurt (or chia pudding). Press them slightly against the glass for visual appeal.
• Layer 5: Add another layer of crushed wafers/granola.
• Layer 6: Spoon another layer of the vanilla yogurt mixture.
• Layer 7: Add another layer of banana slices.
• Repeat (Optional): Depending on the height of your glasses, you might repeat layers (crunch, yogurt, banana) until the glass is nearly full, ending with a yogurt layer.
• Final Topping: Finish with a final sprinkle of crushed wafers/granola.

Step 5: Garnish and Serve (or Chill)

• Add any desired garnishes: a dollop of whipped cream, an extra sprinkle of cinnamon, a whole vanilla wafer standing upright, a few fresh banana slices (add these just before serving if not treated with lemon juice), or a drizzle of caramel/maple syrup.
• Serve immediately for the best crunchy texture.
• Alternatively, you can cover the parfaits tightly with plastic wrap and chill them in the refrigerator for at least 30 minutes or up to 4 hours. This allows the flavors to meld nicely, though the crunchy layer directly under the yogurt will soften slightly (similar to traditional banana pudding). Avoid chilling for too long if you want maximum crunch. If making further ahead, consider assembling just before serving or layering the crunch on top only.